Repossessions


Vehicle repossession occurs when a car buyer defaults on their loan agreement. Alabama law allows lenders the right to reclaim their collateral, such as a car, motorcycle, or mobile home upon a buyer’s default through judicial and non-judicial methods.

  • Judicial methods allow lender to obtain court orders prior to repossession.
  • Non-judicial methods allow lenders to hire third-party repossession agencies to reclaim vehicles from the buyer. This type is most common in Alabama.

If your car, motorcycle, or mobile home is facing repossession due to default in payment, please call our law firm NOW! We can determine the best course of action for you. Filing a Chapter 7 Bankruptcy or a Chapter 13 Debtor’s Court may save your car!

If your car, motorcycle, or mobile home has been repossessed, CALL NOW! Filing Chapter 7 or Chapter 13 Bankruptcy can help you with a repossession deficiency.

Gina H. McDonald & Associates offer a free consult to help you navigate through difficult financial times. Call 205-982-3325 to speak to your nearest bankruptcy attorney.

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