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The idea of declaring bankruptcy may be unpleasant, even abhorrent, but for many people right now it could be the best option.
If you are considering filing for bankruptcy, it is important to choose an experienced and reputable bankruptcy firm. The Law Office of Gina H. McDonald & Associates, LLC. is an Alabama Bar recognized law firm with over 25 years of experience handling bankruptcy cases. We have a team of experienced attorneys who will work with you to determine the best course of action for your individual situation. We will provide you with honest and straightforward answers to all of your questions, and we will work tirelessly to ensure that you receive the best possible outcome in your case. When you hire our firm, you can be confident that you are receiving the best possible legal representation.
The sting of overwhelming debt and the dread of ruined credit are, understandably, deterrents to a bankruptcy filing. But don’t let those fears prevent you from taking advantage of the financial protection offered by bankruptcy, which may allow you to erase most of your consumer debt while preserving assets like your retirement accounts and in most cases even your home and car.
One common misunderstanding is that declaring bankruptcy will ruin your credit. If you’re at the point of considering bankruptcy, it’s likely that your credit is already distressed. Often times, your credit could emerge in better shape once we’ve dealt with your debts.
Knowing whether to file, when to file and whether to do so under Chapter 7 or Chapter 13 of the Alabama bankruptcy code is a decision best made with the assistance of an attorney. Gina H. McDonald & Associates, LLC. offers a free initial consultation with offices in Hoover, Jasper, and Oneonta.
